“Kaizen” is a Japanese word which means” change for the better”. Dictionary.com defines it as ” a business philosophy or system that is based on making positive change on a regular basis.”

Kaizen Insurance and Financial Services Ltd. (KIFS) is engaged in providing insurance and investment products and services to its broad clients, both families and businesses. We are present in the provinces of Alberta, British Columbia, Saskatchewan, Ontario, and New Brunswick, Canada.

Our mission is to continuously pursue excellence in customer-service, innovation, and product offering to its clients delivered in a timely manner. KIFS shall strive to develop better relationships with its clients, co-workers, and business partners.

Products & Services

INVESTMENTS - INSURANCES - LIVING BENEFITS

Previous
Next

Investments

Investments

Registered Retirement Savings Plan (RRSP)

Non-Registered Retirement Savings Plan

Registered Education Savings Plan (RESP)

Tax Free Savings Plan (TFSA)

Investment Loan

RRSP Loan

Insurances

Permanent Insurance

Permanent Insurance is more expensive than a Term Insurance. However, it provides for versatility in terms of guaranteed premiums, level cost of insurance, surrender/cash values among other features.

 

 

Guaranteed Issue - Life Insurance

There are situations when we try to get insured and yet unable to, due to health reasons. There is still a recourse for this. You will need what we call a Guaranteed Issue Life Insurance.

Term Insurance

The simplest type of life insurance is what we call "Term Insurance". Two characteristics of such type is the affordability of its premium along with a bigger coverage. Usually, this is taken to cover the debts of the family during the income earner's productive life span.

 

Living Benefits

Critical Illness

It pays a lump sum benefit amount to a person who has suffered a heart attack, stroke, coronary bypass or cancer to name a few. The insurance provides financial safety net to the insured.

Disability Insurance

This insurance is to replace lost income when one is unable to work due to disability, a consequence of sickness, and or accident. It may be simplified or underwritten.

 

Long-Term Care Insurance

Fast forward, when one is too old to be able to take care of oneself, Long-Term Care Insurance will augment the benefits one can obtain from the health care system. Specifically, it is possible that one receives a monthly benefit from his Long-Term Care Insurance to augment other benefits.

Travel Insurance

Travel Insurance is aimed among other things, providing reimbursement of medical expenses for someone who suffered a medical emergency while outside of his home country.

Group Benefit Plans

To retain and keep employees in your company, it requires an effective group benefit plan. It would typically include extended health care, vision care, prescription, dental care, group insurance, and disability. We can help you design a cost effective plan for your company.

We can help you find a suitable plan for your family protection and investments.

Book a FREE Consultation

Find out how much you can save, what you need, and how you can grow from small investment.
Get Started

Meet our Team

Our team is comprised of licensed insurance brokers, financial advisors with varied industry experiences ready, willing and able to offer their expertise to all our clients. 

MARK A. QUINTIN, MBA

PRESIDENT, CEO

Million Dollar Round Table (MDRT) Qualifier
Calgary, Alberta, Canada
403-608-8066

Mark worked for the Bank of Montreal with the Corporate Finance Division, Real Estate Finance. In 2009, he decided to pursue a career in the financial services industry and earned his insurance license on the same year. He qualified in the Million Dollar Round Table (MDRT) in 2018. Academically, he earned a Bachelor Degree in Electronics and Communications Engineering from De La Salle University. He completed a Master in Business Administration from Ateneo Graduate School of Business and completed the academic requirements for the degree of Doctor of Education in Educational Leadership major in Technology Leadership, from the University of Phoenix

VIRGINIA QUINTIN, BBA, MBA

VICE PRESIDENT

Calgary, AB, Canada
403-607-8823

Virginia is a retired Income Tax Auditor and GST Auditor from the Canada Revenue Agency (CRA) for the Small and Medium Enterprise (SMEs). Academically, she earned a Bachelor Degree in Business Administration major in Accounting, Magna Cum Laude, from Siena College and completed a Master in Business Administration from Ateneo Graduate School of Business. She has an extensive work experience from various industries, like manufacturing, banking, service, retail, government, and the academe.



Miriam Maclang

financial advisor/insurance broker

Calgary, AB

Michelle Guanzo-Reyes

financial advisor/insurance broker

Calgary, AB

RJ Vistro

FINANCIAL ADVISOR/INSURANCE BROKER

Edmonton, AB

Mary Ann Makin

financial advisor/insurance broker

Peace River, AB

Aljay Ragadio

financial advisor/insurance broker

Calgary, AB

Klinton Vedar

financial advisor/insurance broker

Calgary, AB

Cherry Manuel

LIVING BENEFITS ADVISOR

Calgary, AB

Angelo Baleta

financial advisor/insurance broker

Calgary, AB

Why Choose Us

We firmly believe in “Kaizen”, continuous improvement principle. Thus, we are driven to guide and educate you, so that you will be more knowledgeable and be able to make better financial decisions for your family and/or your business.

Join our Team

Looking for change ?

Are you willing to learn ?

Would you like to have your own work hours ?

Are you passionate about helping people with their financial needs ?

Would you like to be financially independent ?

Let’s talk.

Book a discovery call with us today.

You can also send your resume to: careers@kaizeninsurance.ca

Get mentored by a Million Dollar Round Table (MDRT) professional.

Start A New Career

Book a date with us

Find the time that suits your availability on the calendar below and we would be happy to connect with you!

Events

We bring people and ideas together. We are committed to providing value in every community that we work with, because it’s only through communication can a better future be created.

Events Page

Testimonials

Don’t take our word for it, hear what our happy clients have to say

“Patience is a virtue. if you almost give up, Kaizen helps you out to support you, to do the rest. Thank you Kaizen.”

“We have talked to several advisors. And, we are very fortunate to have met you, Mark and Virgie. Your presentation is comprehensive. Thank you for the additional knowledge you shared with us to help our family with our financial planning.”

Three years ago. these couple introduced to me and my husband a Critical llness, a health protection (including stroke, heart problem etc) They really have a good service by giving their clients in formation about insurance. They spend time and explain it properly. They
will tell you the right protection and make sure that the monthly premium fits to your budget. Last April, my husband suffered a stroke. We were so down and depressed as the incident was so unexpected. At an early age, we never thought that my husband will suffer from that illness. I immediately phoned our insurance broker about the incident. The support given to us was truly outstanding. They follow up and give us an update for our claims. Thanks God our claims got approved. My husband and I feel relieved and praying in time that everything will go back to normal. Now, I realized that is a must that everyone should have an insurance protection. We need to secure our future. Truly God will never leave as empty. God will use something or someone to help your needs, to show that He is always near. God used our Brokers to solve our financial problems. Thank you Uncle Mark Quintin and Auntie Virgie. God Bless you and more power to Kaizen Insurance and Financial Services

“When my mom fell sick and need to rushed her to the emergency in Peter Lougheed Hospital in Calgary I am so worried about the coverage of the insurance policy. Mark was the one who’s calling the insurance company and following up the claim. In short the hospital expenses was settled directly between the insurance company and the hospital.”

 
 
 
 
 
 
 
  
 
 
 
 Amy Lo 
 
 
 Amy Lo 
 
2022-03-30
 
 
 recommends 
Kaizen Insurance & Financial Services offers great financial advice and support to fit my family's needs. I highly recommend Mark and Virginia.
  
 
  
 
 
 
 Naty Ciano 
 
 
 Naty Ciano 
 
2021-12-21
 
 
 recommends 
I am thankful for Kaizen Insurance especially to Mark Quintin and his wife Virginia for all their help and support. Even though there was a problem with the insurance, they were the ones who persistently helped me to solve the problem. 5 stars!⭐️⭐️⭐️⭐️⭐️
  
 
  
 
 
 
 Lindsay Do 
 
 
 Lindsay Do 
 
2021-10-05
 
 
 recommends 
I didn't understand anything about life insurance until I met Mark and Virginia. They took the time to explain everything to me and was very patience with me. I’m so happy to work with them!
  
 
  
 
 
 
 Melanie Flores 
 
 
 Melanie Flores 
 
2018-07-21
 
 
 recommends 
Three years ago. these couple introduced to me and my husband a Critical Illness, a health protection ( including stroke, heart problem etc.)   They really have a good service by giving their clients information about insurance.  They spend time and explain it properly. They will tell you the right protection and make sure  that the monthly premium fits to your budget.
Last April, my husband suffered a stroke.  We were so down and depressed as the incident was so unexpected.  At an early age, we never thought that my husband will suffer from that illness. I immediately phoned our insurance broker about the incident.  The support given to us was truly outstanding.  They follow up and give us an update for our claims.  Thanks God our claims got approved. My husband and I feel relieved and praying in time that everything will go back to normal. Now, I realized that is a must that everyone should have an insurance protection.  We need to secure our future.
Truly God will never leave as empty. God will use something or someone to help your needs, to show that He is always near.  God used our Brokers to solve our financial problems. Thank you Uncle Mark Quintin and Auntie Virgie. God Bless you and more power to Kaizen Insurance and Financial Services.
  
 
  
 
 
 
 Jen Pineda 
 
 
 Jen Pineda 
 
2018-04-26
 
 
 recommends 
Patience is a virtue. if you almost give up, Kaizer help you out to support you to do the rest. Thank you Kaizer.
  
 
  
 
 
 
 Joan Bagtas 
 
 
 Joan Bagtas 
 
2017-09-04
 
 
 recommends 
We have been a customer of Kaizen Insurance & Financial Services Ltd. for over 6 years and very pleased with their service. 

This company is friendly,courteous and very professional.The services they offer are incredible and plenty.

My insurance broker Mark Quintin was very honest, professional and went out of his way to keep us happy and worry free and most important help me understand the policy.

When my mom fell sick and need to rushed her to the emergency in Peter Lougheed  Hospital in Calgary I am so worried about the coverage of the insurance policy. I phoned Tito Mark right away and let him know and asked him what to do to file a claim for my mom's insurance. Thank God that he's always there for us every time i need to know something. He was the one who's calling the insurance and follow up the claims. In short the hospital expenses settled directly between the insurance company and the hospital.

I strongly recommend Kaizen Insurance and Financial Services Ltd.
  
 
  
 
 
 
 
 
 
 Facebook rating score: 5.0 of 5, based on 7 reviews

Get In touch

Leave us a message

Facebook Calendar-alt

200, 1001 1st St SE Calgary, AB Canada T2G 5G3

Main Office: 403-252-8231

Mobile: 403-608-8066

Mobile: 403-607-8823